Easier. Safer. Smarter.
NirPay is the digital payment infrastructure of the Nireya ecosystem. Complete every transaction in seconds, securely and effortlessly. Manage your wallet, track your payments and step into the future of finance.
50+
Integrated banks and financial institutions
99.9%
Security rate
3 steps
Download · Sign in with Nirpax · Pay
AI
Smart financial management
Live preview
Real panel. Real app.
Pick a screen from the real menu on the left — every one is a live screen from nirpay.io. On the phone to the right, tap “Start preview”.





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Nirpay preview
Tap to try the app live
Your Next-Generation Digital Wallet
All your finances, in one place.
Total balance, recent transactions, Transfer and Deposit/Withdraw on a single screen. NirPay is a digital wallet and payment platform that lets users manage all their financial transactions from one place.
- Total balance and recent transactions
- Transfer · Deposit/Withdraw
- Real-time notifications
Scan and pay
Scan at the till · valid for 60 s
QR Transactions
Scan a code, pay or get paid instantly.
Pay, get paid and generate codes with QR; the same wallet at every point of the Nireya ecosystem.
- QR payments & collections
- Deposit / withdraw with QR
- Saved recipients
Track Your Spending
50+
Integrated banks and financial institutions
99.9%
Security rate
Smart Financial Management
AI that analyses your spending.
Manage your budget with detailed analytics while NirAI optimises your spending. Full security on every transaction: all your payments are encrypted and your data always stays safe.
- Spending analysis
- Membership and subscription payments
- End-to-end encryption
Secure and Fast Transactions
Top-level security, instantly.
Send to friends or businesses in seconds: by Nirpay user, IBAN or QR. Pay your bills — electricity, water, gas — with a single tap.
- Nirpay · IBAN · QR transfers
- Bills: provider → look up → pay
- Add cards, manage subscriptions
App tabs
The real Nirpay mobile app
Join the world of digital payments in 3 steps
nirpay.io
Everything that comes with Nirpay.
Smart Wallet Management
Control all your financial accounts from one place.
Easy Money Transfers
In seconds by QR code, username or phone number.
Track Your Spending
Manage your budget with detailed analytics.
Membership and Subscription Payments
Automatic, regular and secure.
Real-Time Notifications
Every transaction in your pocket, instantly.
Nireya Integration
Sign in with your NirPax identity, in sync across the ecosystem.
Powerful on its own. Limitless with the ecosystem.
With a single Nirpax identity, Nirpay talks seamlessly to every other product in the Nireya ecosystem.
The Next-Generation Power of Digital Payments
Discover Nirpay today.

